Trustmark Corporation Common Stock (TRMK)

FairStock Score: 53/100 — MIXED

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

As a Buffett/Graham-style investor, I start with the business: Trustmark is a regional bank holding company with general banking and wealth management operations. Banks are leveraged, commodity-like businesses, so underwriting and capital matter more than the story. On the provided figures, this is a modestly profitable institution: FairStock calculates an ROE of 11.12%, a P/B of 1.21, and a P/E of 11.31 based on the 2026-10-13 close of $44.58. That is not expensive, but it is not a cigar butt either. The filed earnings show consistency: FY2023 net income $165.5M and diluted EPS $2.70; FY2024 $223.0M and $3.63; FY2025 $224.1M and $3.70. The big jump came in FY2024, then FY2025 was essentially flat. More recently, in fiscal Q2 2026, the quarter ended 2026-06-30, net income was $63.5M and diluted EPS was $1.08, up from $55.8M and $0.92 in fiscal Q2 2025. That is encouraging. FairStock's Lynch category is SLOW GROWER, with profit growing 7.0% a year over five years, and its FairStock Score is 53/100; FairStock's Piotroski F-Score is 6/9. Those are average marks. The 2.24% dividend yield and 0.66 beta make it feel defensive, but a bank's true risk lies in credit and capital. CET1, net interest margin, and combined ratio are not in the data, nor are loan-loss reserves or nonperforming assets. Without those, I cannot judge underwriting. At 1.21 times book and 11.31 times earnings, the price looks fair-to-slightly-cheap, but the lack of a durable growth engine or wide moat keeps it from being a high-conviction bargain.

In plain English: Trustmark is a regional bank that takes deposits, makes loans, and offers wealth management. It has been profitable, and profits rose in the most recent quarter, but the business is not growing quickly. Based on the numbers given, the stock looks about fairly priced, maybe a little cheap, and key details about bank safety are missing.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer