T-Mobile US Inc. 5.500% Senior Notes due June 2070 (TMUSI)

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I look at this as a credit, not an equity. The filed record shows T-Mobile's revenue rising from $78.6 billion in fiscal 2023 to $81.4 billion in fiscal 2024 and $88.3 billion in fiscal 2025. Net income was $8.3 billion, $11.3 billion, and $11.0 billion, while diluted EPS went from $6.93 to $9.66 to $9.72. In fiscal Q2 2026, revenue was $22.8 billion versus $21.1 billion in fiscal Q2 2025, and diluted EPS was $2.99 versus $2.84, though net income was $3.2 billion in both quarters. The supplied Lynch category is STALWART, based on 29.1% annual profit growth and 5.2% revenue growth over five years. That is a good operating record, but the moat cannot be verified from these figures alone; no churn, margin, debt, or cash-flow data are given. For a 5.500% senior note due June 2070, the key questions are interest coverage, total debt, covenants, and the yield to maturity. The price is $18.05 at the 2026-10-16 close, within a 52-week range of $17.52 to $23.83. A low quote near the range floor may look tempting, but Graham would demand a margin of safety in the credit, not just a low price. With no D/E, ROE, ROCE, or free-cash-flow figures, and with 2070 maturity exposing the note to decades of rate and inflation risk, I cannot establish a fair value from the data supplied. The operating trend is steady; the credit valuation is incomplete.

In plain English: T-Mobile is a large wireless company. Its filed numbers show steady sales and solid profits, with sales rising from $78.6 billion in fiscal 2023 to $88.3 billion in fiscal 2025 and net income staying above $8.3 billion. The note's price is $18.05, near the low end of its 52-week range, but the data given do not include the debt details needed to say whether it is cheap, fair, or expensive.

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Data as of 2026-10-16 close · note generated 2026-10-20 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer