Tilly's Inc. Common Stock (TLYS)

FairStock Score: 54/100 — MIXED

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I look at Tilly's as a small specialty retailer selling casual apparel, footwear, accessories, and hardgoods to young Americans. It has no obvious durable moat: teen fashion is fickle, and much of its assortment is third-party branded merchandise. The filed record is sobering. In FY2025, ended 2026-01-31, revenue was $553.6 million and net loss was $17.5 million, or EPS -$0.58. FY2024, ended 2025-02-01, showed revenue of $569.5 million and a $46.2 million loss, while FY2023, ended 2024-02-03, showed revenue of $623.1 million and a $34.5 million loss. The latest filed quarter, fiscal Q2 2026, ended 2026-08-01, showed revenue of $163.5 million and net income of $8.4 million, versus fiscal Q2 2025, ended 2025-08-02, revenue of $151.3 million and net income of $3.2 million. Trailing free cash flow is $11.3 million, a 7.7% FCF yield at the $145.8 million market cap. Financial health remains questionable: debt/equity 1.95, ROCE 0.34%, ROE 2.32%, Altman Z-Score 0.59, though Piotroski F-Score is 8/9. At the 2026-10-13 close of $4.68, FairStock's P/E is 78.00, P/B 1.65, EV/EBITDA 25.89, and Graham Number $1.96, implying a -138.78% margin of safety. PEG is 0.47, but that rests on a fragile recovery. FairStock's Lynch category is TURNAROUND, based on a loss in the latest year after earlier profits. I would call this a speculative turnaround, not a bargain: cash flow and the recent quarter are encouraging, but the long loss record and weak balance sheet demand proof.

In plain English: Tilly's is a U.S. retailer that sells casual clothes, shoes, and accessories to young people. The business has been weak in recent years, with annual losses in the filed results, although a recent quarter was profitable and it produces cash. At $4.68 on 2026-10-13, the price looks expensive compared with its reported profits and accounting value, though the cash generation gives some support.

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Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-08-01) · fiscal Q1 2026 10-Q (period ended 2026-05-02) · fiscal Q3 2025 10-Q (period ended 2025-11-01) · fiscal Q2 2025 10-Q (period ended 2025-08-02) · FY2025 10-K (period ended 2026-01-31) · FY2024 10-K (period ended 2025-02-01) · FY2023 10-K (period ended 2024-02-03)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer