Titan Machinery Inc. Common Stock (TITN)

FairStock Score: 49/100 — MIXED

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I look for businesses that earn consistent returns and sell at a discount to intrinsic value. Titan Machinery is not that today. It operates agricultural and construction equipment dealerships, with revenue of about $2.4 billion in fiscal 2026 (ended 2026-01-31), down from $2.7 billion in fiscal 2025 (ended 2025-01-31) and $2.8 billion in fiscal 2024 (ended 2024-01-31). More troubling, fiscal 2026 produced a net loss of $54.2 million, or $2.38 per diluted share, wider than the $36.9 million loss in fiscal 2025, after $112.4 million of net income in fiscal 2024. The most recent filed quarter, fiscal Q2 2027 (ended 2026-07-31), showed revenue of $496.4 million and a net loss of $9.2 million, or $0.40 per share. Fiscal Q1 2027 was also weak: revenue of $522.4 million and a net loss of $12.6 million, or $0.55 per share. The dealership network and OEM relationships offer some scale and parts/service stickiness, but this is a cyclical, capital-intensive distribution business with limited pricing power. FairStock's calculations at the 2026-10-13 close of $23.56 show a negative P/E of -9.50, price-to-book of 0.95, ROE of -9.71%, ROCE of -0.18%, and debt-to-equity of 1.61. The Altman Z-Score of 1.06 and Piotroski F-Score of 3/9 suggest financial fragility. Free cash flow of $49.7 million, a 9.0% FCF yield, is a positive, but EV/EBITDA of 42.81 shows earnings are depressed. FairStock classifies it as a TURNAROUND, a loss in latest year after earlier profits. I would want evidence of stabilizing revenue, lower debt, and restored profitability before calling it a value opportunity rather than a value trap.

In plain English: Titan Machinery owns farm and construction equipment stores in the U.S., Europe, and Australia. The business has been losing money recently, with a wider loss in fiscal 2026 than in fiscal 2025, after a profitable fiscal 2024. At the recent stock price, the company looks inexpensive compared with the value of its net assets, but sales are falling and it carries a lot of debt, so the risk is high.

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Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2027 10-Q (period ended 2026-07-31) · fiscal Q1 2027 10-Q (period ended 2026-04-30) · fiscal Q3 2026 10-Q (period ended 2025-10-31) · fiscal Q2 2026 10-Q (period ended 2025-07-31) · FY2026 10-K (period ended 2026-01-31) · FY2025 10-K (period ended 2025-01-31) · FY2024 10-K (period ended 2024-01-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer