The Bancorp Inc Common Stock (TBBK)
Fast GrowerFairStock Score: 70/100 — STEADY
Key Financials
| Current Price | $54.23 |
| Market Cap | $2.5B |
| P/E Ratio | 10.55 |
| ROE | 30.28% |
| Dividend Yield | —% |
| Sector | Financial Services |
Strengths
- High return on equity of 30.3% demonstrating efficient capital deployment
- Healthy net profit margin of 10.6% showing consistent profitability
- Revenue growth of 15.7% demonstrates strong top-line momentum
- FairStock composite score of 70/100 places it in the top tier across value, quality, and momentum factors
Concerns
- Weak Piotroski F-Score of 3/9 suggests deteriorating financial quality across multiple dimensions
- Altman Z-Score of 0.3 places it in the financial distress zone—elevated bankruptcy risk
AI Analysis
The Bancorp Inc Common Stock is a small-cap financial services company valued at $2.5 billion. The business generates $531 million in annual revenue with a 10.6% net margin. From a quality standpoint, The shows weak Piotroski F-Score of 3/9 signaling deteriorating fundamentals and distressed Altman Z-Score of 0.3 warrants caution. On valuation, the stock is attractively valued at 10.6x earnings, with trades above its Graham Number with a negative 38% margin. Growth dynamics show revenue growing at 15.7% and profit growth of 0.7%. Our composite FairStock Score of 70/100 reflects above-average fundamentals overall. Investors should weigh the business quality against the current price and their own margin of safety requirements.
Bull Case
The's 16% revenue growth trajectory could accelerate as it captures additional market share in the financial services sector. Operational leverage in the business model means incremental revenue growth could disproportionately boost bottom-line profitability.
Bear Case
Macro headwinds or sector-specific disruption could pressure margins, particularly if competitive intensity increases in the financial services space. Regulatory changes, input cost inflation, or demand normalization represent underappreciated risks that could materially impact forward estimates.
Data from SEC filings. AI analysis is for educational purposes only — not investment advice. Scoring methodology · Disclaimer