AT&T Inc. (T)

FairStock Score: 70/100 — STEADY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I approach AT&T as a cash-flow and asset-value question, not a growth story. The business sells wireless and broadband, and its scale plus network infrastructure give it a durable position, though telecom is competitive and capital-intensive. At the 2026-10-26 close of $20.85, FairStock shows a P/E of 6.88 and P/B of 1.30, with a Graham Number of $32.81 and a 36.21% margin of safety. It also shows a 12.7% FCF yield on $17.8B trailing free cash flow and a 4.37% dividend yield. Those are attractive signals for a patient value buyer. But the latest filed numbers demand caution: in fiscal Q3 2026, revenue was $32.3B, net income only $891M, and diluted EPS $0.12, versus net income of $9.3B and EPS $1.29 in fiscal Q3 2025. FairStock's profit growth is -90.43%, and the quarterly margin was 2.76%. FY2025 revenue was $125.6B with net income of $22.0B and EPS $3.04, up from FY2024 net income of $10.9B and EPS $1.49. Debt remains material: D/E is 1.29 and Altman Z is 0.43. ROCE is 4.16%, while Piotroski is 4/9. FairStock calls it a TURNAROUND because it returned to profit after a loss within three years. The price may be cheap, but the quality of the next few quarters matters more than the low multiple.

In plain English: AT&T provides wireless, broadband, and other telecom services. The business looks mixed: it produces a lot of cash and pays a dividend equal to about 4.4% of the share price, but profit fell sharply in the latest reported quarter and debt is high. At $20.85, the stock looks inexpensive versus reported earnings and accounting value, though the weak profit trend adds risk.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-26 close · note generated 2026-10-28 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q3 2026 10-Q (period ended 2026-09-30) · fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer