Grupo Supervielle S.A. American Depositary Shares each Representing five Class B shares (SUPV)

FairStock Score: 37/100 — MIXED

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I look at Grupo Supervielle as an Argentine regional bank holding company, not a predictable compounder. It operates personal and business banking, corporate banking, treasury, insurance, and asset management. At the close on 2026-10-13, the shares were $7.16, with a market cap of about $848.7 million. FairStock calculations show P/B of 0.80, which is the main attraction: we are paying less than stated book value. But the trailing numbers are ugly. P/E is -12.14 because EPS is -$0.59; FairStock shows ROE of -8.01% and ROCE of -1.15%. Revenue growth was 3.80%, yet profit growth was -262.08%, so the bank is not earning its cost of capital. In fiscal Q2 2026, revenue was $370.0B and net income was $12.8B, a 3.47% margin — positive, but not enough to offset trailing losses. Piotroski 5/9 and FairStock score 37/100 describe a middling financial condition. Beta 0.38 suggests low sensitivity, but that may reflect illiquidity or distortions rather than safety. Banks live on credit and leverage, and the data gives no CET1, NIM, or combined ratio; D/E is N/A. Without those, I cannot judge underwriting or capital adequacy. A sub-book price can be a bargain if book value is real and earnings recover. If not, cheap becomes a value trap. I would demand evidence of consistent ROE and credit quality before calling it a Graham-style bargain.

In plain English: Grupo Supervielle is an Argentine financial group that runs a bank and offers loans, deposits, insurance and asset management. The business looks weak right now: it lost money over the last year and profits fell sharply, though its latest quarter was profitable. The stock trades below its stated accounting net worth, which can look cheap, but the losses make that hard to trust.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer