Stewart Information Services Corporation Common Stock (STC)

FairStock Score: 73/100 — STEADY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

At $50.92 on 2026-10-13, Stewart trades at FairStock's P/E of 11.14, P/B of 0.93 and dividend yield of 3.48%. For a title insurer, that is a modest price. FairStock's EPS is $4.57, while the filed FY2025 diluted EPS was $4.05 on revenue of $2.9B and net income of $115.5M. In fiscal Q2 2026, the quarter ended 2026-06-30, revenue was $899.2M and net income $37.2M, or $1.21 diluted EPS. In fiscal Q2 2025, the quarter ended 2025-06-30, revenue was $722.2M, net income $31.9M and diluted EPS $1.13. So the latest quarter showed good year-over-year growth, though title insurance remains cyclical and tied to real estate activity. Financial health is acceptable but not fortress-like. FairStock shows ROE of 9.61%, ROCE of 4.55%, D/E of 0.46, Piotroski F-Score of 6/9 and PEG of 0.67. A P/B below 1 offers some asset backing, but the computed Lynch category is SLOW GROWER - Shrinking, with profit down 5.7% a year over five years and revenue up 5.2%. That long-term record warns me not to overpay for a cyclical rebound. The 52-week range of $48.74-$78.61 shows the stock is near its low. CET1, NIM and combined ratio are not in the data, so underwriting and capital strength cannot be fully judged. At about 11 times earnings and below book, the price looks fair-to-cheap, but the business quality and consistency are ordinary, not exceptional.

In plain English: Stewart helps people buy and sell property by checking and insuring the ownership title, along with other real estate services. The business is tied to housing activity, and its profits have been uneven over the years, though recent quarterly sales and earnings improved. At $50.92, the shares look inexpensive compared with the company's earnings and accounting value, but the longer record is mixed.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer