StoneX Group Inc. Common Stock (SNEX)

FairStock Score: 52/100 — MIXED

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I approach StoneX as a financial intermediary, not a typical bank. It connects clients to markets through Commercial, Institutional, Self-Directed/Retail, and Payments segments. The network, licenses, and client relationships may create a modest moat, but capital markets is competitive and cyclical. The numbers show a profitable enterprise: FairStock calculates ROE of 21.85% and, at the $60.24 close on 2026-10-13, a P/E of 16.46 and P/B of 2.54. The Lynch category is STALWART, with profit growing about 12.5% a year over five years and revenue 44.5%, though I treat those computed labels lightly. Filed results support momentum: in fiscal Q3 2026, the quarter ended 2026-06-30, net income was $127.9 million and diluted EPS $1.00, up from $63.4 million and $0.54 in fiscal Q3 2025. For FY2025, net income was $305.9 million and EPS $5.89, versus $260.8 million and $5.31 in FY2024 and $238.5 million and $4.97 in FY2023. Yet quality is mixed. Debt-to-equity of 8.23 is high, FairStock's ROCE of 1.19 is thin, and its Piotroski F-Score of 3/9 suggests weak financial-signal strength. Revenue in fiscal Q3 2026 was $815.1 million, below $851.2 million in fiscal Q3 2025, so the profit jump did not come from top-line growth. CET1, net interest margin, and combined ratio are not in the data, so I cannot fully judge capital adequacy or credit/underwriting risk. At 16.46 times earnings and a FairStock PEG of 0.16, the price looks undemanding if profits persist, but high leverage and a 52-week range of $54.67-$141.99 warn that Mr. Market sees real uncertainty.

In plain English: StoneX Group is a financial services network that helps companies, traders, and investors trade and make payments across global markets, and it also helps them manage price risks. The business has been profitable, with strong recent profit growth and a high return on shareholder money, but it uses a lot of borrowed money compared with its equity. At $60.24, the stock is near the bottom of its 52-week price range and looks reasonably priced relative to recent earnings, though there are real risks.

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Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q3 2026 10-Q (period ended 2026-06-30) · fiscal Q2 2026 10-Q (period ended 2026-03-31) · fiscal Q1 2026 10-Q (period ended 2025-12-31) · fiscal Q3 2025 10-Q (period ended 2025-06-30) · FY2025 10-K (period ended 2025-09-30) · FY2024 10-K (period ended 2024-09-30) · FY2023 10-K (period ended 2023-09-30)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer