Snap-on Incorporated (SNA)

FairStock Score: 64/100 — STEADY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I am looking for businesses with durable returns, modest leverage, and a price that leaves room for error. Snap-on has some of that character. In fiscal Q2 2026, the quarter ended 2026-07-04, filed results show revenue of $1.2B, net income of $260.6M, and diluted EPS of $4.96, a modest improvement over the fiscal Q2 2025 quarter ended 2025-06-28, when net income was $250.3M and diluted EPS were $4.72. For full fiscal 2025 ended 2026-01-03, revenue was $4.7B, net income $1.0B, and diluted EPS $19.19; fiscal 2024 ended 2024-12-28 had diluted EPS of $19.51, so annual per-share earnings slipped slightly before recovering from fiscal 2023's $18.76. FairStock's Lynch category is STALWART, based on 10.2% annual profit growth over five years and 5.7% revenue growth, which fits a steady but not rapid compounder. The segment mix - tools, repair information, and financial services for professional users - suggests a sticky commercial relationship, and the numbers support some durable advantage: FairStock shows debt-to-equity of 0.22, Piotroski F-score 8/9, Altman Z-score 6.47, and ROE of 17.93%. However, price matters. At the 2026-10-13 close of $363.67, FairStock calculates P/E of 18.55, P/B of 3.11, FCF yield of 5.9%, EV/EBITDA of 12.26, and a Graham Number of $227.02, implying the price is about 60.19% above that defensive value estimate. PEG is 4.50, so the market is not paying for hypergrowth. I see a quality industrial with moderate growth and a reasonable dividend yield of 2.62%, but not a classic Graham bargain. I would want either better growth or a wider discount before calling it compelling.

In plain English: Snap-on makes tools, equipment, and repair information for professional users around the world. The business looks financially sturdy: it earns good profits, carries little debt, and turns a decent amount of sales into cash. But growth has been slow, and compared with its profits, the stock price looks on the high side rather than a bargain.

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Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-07-04) · fiscal Q1 2026 10-Q (period ended 2026-04-04) · fiscal Q3 2025 10-Q (period ended 2025-09-27) · fiscal Q2 2025 10-Q (period ended 2025-06-28) · FY2025 10-K (period ended 2026-01-03) · FY2024 10-K (period ended 2024-12-28) · FY2023 10-K (period ended 2023-12-30)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer