Sun Life Financial Inc. Common Stock (SLF)

FairStock Score: 60/100 — STEADY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I look for a durable franchise bought at a sensible price. Sun Life is a diversified insurer and asset manager with 32,151 employees across Canada, the U.S., Asia and Europe. Scale and customer stickiness in life, health and wealth products can create a modest moat, though insurance remains competitive and regulated. The latest filed quarter in the brief is fiscal Q2 2026, where revenue was $13.9B, net income $1.1B, and margin 7.77%. The brief does not name the period for its very large growth figures, so I would not underwrite them until I see the filing. FairStock's calculations show ROE 13.09%, P/E 18.45, P/B 2.47, dividend yield 3.41%, D/E 0.58 and Piotroski 5/9. A 13% return on equity is respectable, but price-to-book near 2.5 is not a bargain for an insurer unless returns are sustainably higher. The 3.41% dividend and beta 0.80 add appeal for income and stability. At the 2026-10-13 close of $77.87, the stock sits in the upper part of its 52-week range of $57.22 to $84.38. The FairStock score of 61/100 and PEG of 0.04 seem flattered by the enormous profit-growth figure; I treat PEG skeptically here. As a financial firm, I cannot use free cash flow, EV/EBITDA or Graham Number, and the data lacks CET1, net interest margin and combined ratio. On the numbers given, this is a fair-to-full price for a solid but not clearly advantaged business.

In plain English: Sun Life sells life and health insurance, wealth and asset management to individuals and institutions in many countries. The business is profitable and pays a solid dividend, but the latest figures do not show a clear bargain. At the recent price, the stock looks roughly fair, perhaps a little full, compared with its profits and accounting value.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer