Stifel Financial Corporation 5.20% Senior Notes due 2047 (SFB)

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I am looking at SFB, a 5.20% senior note due 2047, not common equity, so the relevant question is credit, not whether the stock is a bargain. The issuer, Stifel Financial, has a real earnings record. In fiscal Q2 2026, the quarter ended 2026-06-30, revenue was $1.0B, net income $226.5M, and diluted EPS $1.34, versus revenue $838.9M, net income $155.1M, and diluted EPS $0.89 in fiscal Q2 2025, the quarter ended 2025-06-30. Fiscal Q1 2026, the quarter ended 2026-03-31, showed net income $251.4M and diluted EPS $1.48. For fiscal year 2025, the year ended 2025-12-31, revenue was $3.8B, net income $683.8M, and diluted EPS $5.87; fiscal year 2024, the year ended 2024-12-31, had revenue $3.3B, net income $731.4M, and diluted EPS $6.25. So revenue has grown, but profit slipped in fiscal 2025. FairStock's computed Lynch category is slow grower, based on 6.3% annual profit growth and 7.1% revenue growth over five years. That is not a fast compounder, and the filed data alone do not prove a durable moat. The note closed at $17.95 on 2026-10-16, near its 52-week low of $17.86 and below the $20.89 high. But P/E, P/B, ROE, D/E, and other FairStock metrics are N/A, and the data lack note yield, debt, and interest coverage. I therefore cannot establish a margin of safety on the note from these figures alone. It looks like a credit call, not a stock value call.

In plain English: Stifel is a financial services company. Its recent sales and profits look solid: in the June 2026 quarter, sales were $1.0B and net income was $226.5M, well above the year-earlier quarter. The note is priced near the low end of its 52-week range, but the supplied data do not include the yield or safety measures needed to say whether that price is cheap, fair or expensive.

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Data as of 2026-10-16 close · note generated 2026-10-20 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer