Stifel Financial Corporation Common Stock (SF)

FairStock Score: 62/100 — STEADY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I look at Stifel as a people-and-capital business: wealth management, institutional trading, and investment banking. It is not a consumer monopoly; its fortunes depend on markets and advisor retention. The numbers are mixed. In FY2025, revenue was $3.8B and net income was $683.8M, or EPS $5.87, up from FY2023 revenue of $2.7B and EPS of $4.28. But FY2025 net income fell from FY2024's $731.4M and EPS fell from $6.25 despite revenue rising from $3.3B. In fiscal Q2 2026, revenue was $1.0B, net income was $226.5M, and EPS was $1.34, better than fiscal Q2 2025's $155.1M and $0.89, though below fiscal Q1 2026's $251.4M and $1.48. FairStock calls it a SLOW GROWER: five-year profit growth of 6.3% and revenue growth of 7.1%. At the 2026-10-13 close, FairStock had P/E 12.47, P/B 1.98, ROE 16.43%, D/E 0.52, PEG 1.50, and Piotroski 3/9. A 16% return on equity is respectable, but paying about twice book for slow, uneven earnings leaves little margin of safety. The missing bank-specific data, such as CET1, net interest margin, and credit provisions, prevents a full read on balance-sheet risk. I would want consistent earnings and clearer capital ratios before calling it a bargain.

In plain English: Stifel is a financial services company that manages money for individuals and institutions and also helps companies raise capital. The business is profitable and earns a decent return on shareholder money, but earnings have moved up and down and long-term growth has been slow. Based on the given numbers, the stock price looks roughly fair rather than clearly cheap or expensive.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer