Seven Hills Realty Trust Common Stock (SEVN)

FairStock Score: 56/100 — STEADY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I look for durable earning power and a margin of safety. Seven Hills is a commercial mortgage REIT, so its value depends on credit and financing. At the 2026-10-13 close of $6.91, FairStock's calculations show P/B 0.49, P/E 10.16, ROE 4.00%, ROCE 1.58% and Piotroski 2/9. That is a cheap-looking price, but the record is deteriorating. In fiscal FY2023, the year ended 2023-12-31, revenue was $38.2M, net income $26.0M and EPS $1.76. In fiscal FY2024, revenue fell to $35.3M, net income to $17.8M and EPS to $1.20. In fiscal FY2025, revenue was $29.4M, net income $15.4M and EPS $1.00. The latest quarter, 2026-Q2, had revenue of $6.7M and a net loss of $867,000, with a -12.87% margin. Fiscal Q1 2026, the quarter ended 2026-03-31, showed a profit of $4.4M and EPS $0.19, so the trend is not one-way, but the Lynch category is Slow Grower — Shrinking: profit -11.0% a year over four years. A 15.29% dividend yield is attractive only if it is covered; a quarterly loss makes that uncertain. Leverage D/E 1.47 and weak Piotroski 2/9 add risk. The data lacks bank-specific measures such as CET1, NIM or combined ratio. A discount to book can be real value if credit is sound; otherwise it is a value trap.

In plain English: Seven Hills Realty Trust lends money to owners of middle-market commercial property. Its profits have shrunk over the past few years, and it lost money in the latest quarter, so the business looks weak right now. The stock looks cheap compared with the company's stated asset value and last year's reported profit, but the very high dividend looks risky because earnings are weak.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · fiscal Q1 2025 10-Q (period ended 2025-03-31) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer