Saia Inc. Common Stock (SAIA)

FairStock Score: 34/100 — RISKY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

Mr. Market is asking $334.80 for Saia at the 2026-10-13 close, which FairStock calculates as 32.29 times the $10.37 in earnings per share. For a cyclical trucker, that is not a bargain. The business has real assets: 219 terminals, about 7,700 tractors, and 26,500 trailers, providing less-than-truckload service for shipments between 100 and 10,000 pounds. That network is the operating base, but the record is plainly cyclical. In fiscal FY2025, the year ended 2025-12-31, revenue was $3.2B and net income was $255.0M, or diluted EPS of $9.52, down from fiscal FY2024, the year ended 2024-12-31, when net income was $362.1M and diluted EPS was $13.51. The latest filed quarter, fiscal Q2 2026, the quarter ended 2026-06-30, was better: revenue of $956.5M and net income of $94.3M, or diluted EPS of $3.51, versus fiscal Q2 2025, the quarter ended 2025-06-30, with revenue of $817.1M, net income of $71.4M, and diluted EPS of $2.67. So the trend is improving, but one quarter does not erase the cycle.

In plain English: Saia is a trucking company that moves smaller freight shipments across North America. It has a large terminal network and little debt, and its latest filed quarter showed more revenue and profit than the same quarter a year earlier. But the business is cyclical, and at the recent close the stock looks expensive compared with the company's profits and net assets.

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Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer