XCF Global Inc. Class A Common Stock (SAFX)

FairStock Score: 53/100 — MIXED

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

As a student of Buffett and Graham, I look first for a durable business, a conservative balance sheet, and a margin of safety. XCF Global does not show that to me. At the 2026-10-13 close of $0.29, the market capitalization was $120.8 million. FairStock calculations show a negative P/E of -0.68, P/B of 3.27, ROE of -246.14%, ROCE of -5.80%, debt-to-equity of 6.91, and an FCF yield of -22.1%. Those are not the marks of a cash-generating bargain. The filed figures are erratic. In fiscal Q2 2026, the quarter ended 2026-06-30, revenue was $690,881 and net income was -$14.1 million, with diluted EPS of -$0.04. In fiscal Q1 2026, the quarter ended 2026-03-31, revenue was $348,688 and net income was -$17.8 million. In fiscal Q3 2025, the quarter ended 2025-09-30, revenue was $9.6 million and net income was -$12.5 million. The fiscal Q2 2025 period, ended 2025-06-30, showed $110.3 million of net income on only $6.6 million of revenue, which looks like a one-time item rather than repeatable earnings. For fiscal year 2025, the period ended 2025-12-31, revenue was $20.8 million and net income was $74.0 million; fiscal year 2024, ended 2024-12-31, had a net loss of $24.1 million. The 2026 quarters are tiny and deeply unprofitable. Trailing-twelve-month free cash flow is -$26.7 million, the balance sheet is highly levered, and FairStock's Altman Z-Score of -0.70 signals distress. FairStock's overall score is 53/100. I see no moat: renewable fuels and environmental credits are commodity-like and policy-dependent. FairStock's Peter Lynch category is none because only two years of filed results exist. At an EV/EBITDA of 2.60 the price may look superficially cheap, but negative earnings and cash flow make that multiple unreliable. I would require durable profits and a stronger balance sheet before calling this a value opportunity.

In plain English: XCF Global makes renewable fuels and sells environmental credits. The business looks weak: recent reports show very small revenue and large losses, and it uses more cash than it brings in. At $0.29 a share, the price may look low, but compared with those losses and its heavy debt, it does not look like a clear bargain.

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Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer