Royal Bank Of Canada Common Stock (RY)

FairStock Score: 54/100 — MIXED

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I look for banks that earn a durable return on equity, do not stretch on price, and keep enough capital to absorb mistakes. Royal Bank of Canada is a diversified financial institution with 101,269 employees, spanning personal, commercial, and wealth management. In fiscal Q3 2026, the latest quarter shown, it produced $18.5B of revenue and $6.0B of net income, a 32.53% margin. The supplied data show revenue growth of 9.15% and profit growth of 11.21%, though the period for those figures is not named. FairStock calculates a 16.21% ROE, which is a good bank-level return, and a Piotroski F-Score of 7/9, suggesting reasonable financial momentum. The 2.53% dividend yield and 0.91 beta add a defensive tilt. But value discipline matters: at the 2026-10-13 close of $194.67, FairStock's P/E is 17.02, P/B is 2.87, PEG is 1.52, and the FairStock Score is only 55/100. Paying nearly three times book for a bank leaves less margin for error. The D/E is N/A, and critical bank measures such as CET1, net interest margin, combined ratio, and credit-loss provisions are not in the data, so leverage and credit risk cannot be fully judged. Trading below the 52-week high of $218.57 but well above the low of $143.38, the price looks fair, not clearly cheap. A sturdy institution, but I would want more evidence on capital and credit before calling it a bargain.

In plain English: Royal Bank of Canada is a large bank that serves people, businesses, and wealthy clients around the world. The business looks strong, with solid profits and a good return on shareholders' money, but the stock does not look like a clear bargain. At $194.67 on 2026-10-13, the price looks fair rather than cheap compared with what it earns and owns.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer