Ruby Mills (RUBYMILLS)

FairStock Score: 48/100 — MIXED

Score breakdown: P/E: 2/3 · ROCE: 0/2 · Growth: 0/2 · Dividend: 0/1

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I look at Ruby Mills and ask whether it's a wonderful business at a fair price. At ₹364.25 and ₹1,218 Cr market cap, the market is paying 27.93x earnings and 1.81x book. Book value is ₹201.45, so there's no bargain-bin asset protection here. The textile products industry is competitive; the numbers don't reveal a durable moat. Revenue has grown well—50.90% latest sales growth and 23.89% five-year CAGR—but profit growth is -3.00%, so growth isn't reaching the bottom line. ROE is 8.00% and ROCE 5.54%, both modest; I want businesses that earn high returns on capital. Debt/equity of 0.56 is manageable but not pristine. The latest quarter had ₹80 Cr sales and ₹9 Cr net profit, a decent margin, but I need consistency. A ₹9 Cr quarterly profit on ₹80 Cr sales is not bad, but one quarter does not make a trend, and the -3.00% annual profit growth tells me costs or competition are biting. Promoter holding of 74.90% aligns interests, though low dividend yield 0.48% means little cash returned. Valuation: P/E 27.93 is not cheap, but PEG 0.54 suggests growth expectations may be embedded. Piotroski F-Score 4/9 and FairStock 48/100 mixed confirm uneven quality. The 52-week range of ₹169.02–₹522.00 shows volatility. This looks cyclical. I'd monitor profit growth, ROCE, debt, and whether sales strength converts into cash earnings. Until then, I'd wait for a margin of safety.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data from BSE/NSE filings. AI analysis is for educational purposes only — not investment advice. Scoring methodology · Disclaimer