RedCloud Holdings plc Ordinary Shares (RCT)

FairStock Score: 20/100 — RISKY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I start with the business: RedCloud operates a cloud B2B open commerce platform and RedAI infrastructure for fast-moving consumer goods across Argentina, the UK, Brazil, Nigeria, South Africa and elsewhere. That is a real operating business, but I see no evidence in the data of a durable competitive moat. The numbers are ugly. At the close on 2026-10-13 the shares were $0.10, giving a $39.8M market cap. At that close, FairStock's P/E is -0.16, ROCE is -163.83%, Piotroski is 1/9 and Altman Z-Score is -21.67. Those are not the marks of a safe Graham bargain; they point to losses and balance-sheet distress. The stock has fallen from a 52-week high of $2.34 to near its low of $0.09, but a low price is not the same as value. There is no dividend, no P/B or D/E shown, and revenue growth and profit growth are not available. The Lynch category is 'none' because there are only 0 years of filed annual results, far short of the 3 needed. With 1,269 employees and a multi-country platform, RedCloud has real operations, but I cannot verify durable earnings. Growth may exist, but without filed revenue and profit history I cannot underwrite it. As a value investor, I need a margin of safety built on earnings, assets or a proven franchise. Here I see speculation, not a margin of safety.

In plain English: RedCloud Holdings runs a cloud-based business-to-business marketplace for consumer goods, mainly in Argentina, the UK, Brazil, Nigeria and South Africa. The business looks weak on the numbers provided: it is losing money, has very poor financial-health scores and no long filing history. At $0.10 a share, the price is far below its 52-week high, but because there are no profits or reliable asset value shown, it does not look like a classic cheap bargain.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer