Rand Capital Corporation Common Stock (RAND)

FairStock Score: 81/100 — HIGH CONVICTION

Key Financials

Strengths

• Conservative balance sheet with debt-to-equity of just 0.01, providing financial flexibility
• Altman Z-Score of 19.3 confirms minimal bankruptcy risk and strong solvency
• Revenue growth of 235.4% demonstrates strong top-line momentum
• Attractive 10.5% dividend yield providing steady income returns
• FairStock composite score of 81/100 places it in the top tier across value, quality, and momentum factors

AI Analysis

Rand Capital Corporation Common Stock is a micro-cap financial services company valued at $33 million. Revenue stands at $6 million. From a quality standpoint, Rand shows Altman Z-Score of 19.3 confirms fortress-level solvency and negative ROE indicating losses. Growth dynamics show revenue growing at 235.4% and profit growth of 136.9%. The 10.5% dividend yield adds an income component for patient holders. Our composite FairStock Score of 81/100 reflects strong fundamentals overall. Investors should weigh the business quality against the current price and their own margin of safety requirements.

Bull Case

Rand's 235% revenue growth trajectory could accelerate as it captures additional market share in the financial services sector. Operational leverage in the business model means incremental revenue growth could disproportionately boost bottom-line profitability.

Bear Case

Macro headwinds or sector-specific disruption could pressure margins, particularly if competitive intensity increases in the financial services space. Regulatory changes, input cost inflation, or demand normalization represent underappreciated risks that could materially impact forward estimates.

Data from SEC filings. AI analysis is for educational purposes only — not investment advice. Scoring methodology · Disclaimer