Ryder System Inc. Common Stock (R)

FairStock Score: 41/100 — MIXED

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I look for businesses that earn good returns on capital and sell at a sensible price. Ryder is a scaled transportation and leasing company with 51,600 employees and three segments, so it has recurring lease and maintenance revenue and some switching costs. But it is capital-intensive and competitive. In fiscal year 2025, the year ended 2025-12-31, Ryder reported revenue of $12.7B, net income of $499.0M, and diluted EPS of $11.94; in fiscal year 2024, the year ended 2024-12-31, revenue was $12.6B, net income $489.0M, and diluted EPS $11.06. That is only modest progress. In the fiscal quarter ended 2026-06-30, revenue was $3.3B, net income $133.0M, and diluted EPS $3.39, while in the fiscal quarter ended 2026-03-31, revenue was $3.1B, net income $93.0M, and diluted EPS $2.33. FairStock's calculations show a P/E of 19.45, P/B of 3.19, ROE of 16.70%, but ROCE of only 3.89% and a debt-to-equity ratio of 2.94. The Altman Z-Score of 0.79 suggests financial risk, though the Piotroski F-Score of 8/9 is encouraging. At the close on 2026-10-13, the price was $239.39. The Graham Number is $144.21, implying a margin of safety of -66%, and the PEG is 12.71. Free cash flow yield is 7.5%, which is a positive, but growth has been slow. FairStock calls it a slow grower, noting profit shrinking 1.0% a year over four years and revenue 7.0%. I would want proof that returns on capital and debt are improving before calling this a bargain.

In plain English: Ryder rents and leases trucks and provides logistics and transportation services. It earns steady but thin profits, carries a lot of debt, and has been growing slowly. At $239.39 on 2026-10-13, the price looks expensive compared with what its profits and assets alone would suggest.

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Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer