Postal Realty Trust Inc. Class A Common Stock (PSTL)

FairStock Score: 44/100 — MIXED

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I am looking at a small, internally managed REIT with 42 employees that owns over 2,300 properties leased mostly to the U.S. Postal Service. The rental stream is specialized, but the data do not give me lease terms, renewal spreads, or tenant credit details, so I cannot claim a wide moat. The filed numbers show progress: in fiscal Q2 2026, the quarter ended 2026-06-30, revenue was $28.6M and net income was $5.1M, versus revenue of $23.4M and net income of $3.6M in fiscal Q2 2025, the quarter ended 2025-06-30. In fiscal year 2025, the year ended 2025-12-31, revenue was $95.8M against $76.4M in fiscal year 2024, the year ended 2024-12-31, and net income rose to $14.1M from $6.6M. FairStock's Piotroski score is 8/9, and trailing free cash flow was $40.4M, a 5.9% FCF yield at the 2026-10-13 close. However, the balance sheet is not fortress-like: debt-to-equity is 0.92, and FairStock's Altman Z-score is 0.87, which signals risk. The dividend yield is 4.15%, but FFO/AFFO, the right REIT measures, are not in the data, so I lean on dividend yield, leverage, revenue trend, and price-to-book. FairStock calculates price-to-book of 2.04 at that close, P/E of 41.96, PEG of 1.05, and EV/EBITDA of 16.57. Because depreciation distorts EPS, the P/E is less useful here. FairStock classifies it as a FAST GROWER, citing profit growth of 62.0% a year over four years and revenue growth of 24.5%. FairStock score is 44/100. Growth is real, but at two times book and with high leverage, I want FFO, payout coverage, and lease durability before calling this a safe value.

In plain English: Postal Realty Trust owns many small properties leased mostly to the U.S. Postal Service. Its rental revenue and profits have been rising, and it pays a solid dividend, but it also uses a fair amount of debt. At the recent price, the shares look expensive compared with reported earnings and around two times the company's accounting book value.

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Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer