Paysafe Limited Common Shares (PSFE)

FairStock Score: 38/100 — MIXED

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I approach Paysafe as a Graham-style balance-sheet case. At the close on 2026-10-13, the shares were $5.75, giving a market capitalization of $444.4M. FairStock calculations show a price-to-book of 0.53, a negative P/E of -1.51, and an EV/EBITDA of 9.02. The trailing free cash flow is $106.6M, a 24.0% FCF yield, which is the main attraction. But in fiscal Q2 2026, revenue was $447.4M and net income was -$58.9M, a -13.17% margin. The supplied figures also show revenue growth of 10.40% against profit growth of -87.20%, so the top line is moving while the bottom line is deteriorating. Return on equity is -30.25%, return on capital employed is 1.42%, debt-to-equity is 4.47, the Altman Z-Score is 0.24, and the Piotroski F-Score is 4/9. Those are not the marks of a fortress. Paysafe operates in digital payments, a competitive field where scale and trust matter; the moat is not evident from these numbers. FairStock assigns no Lynch category because only 0 years of filed annual results are available, needing three. The 52-week range is $5.35 to $12.95, with a beta of 1.75, so the market has already been volatile and skeptical. The low price may compensate for trouble, but leverage and losses make this a speculative cigar butt, not a clear value investment.

In plain English: Paysafe helps businesses accept digital payments and offers digital wallets. The company is not very profitable right now: it lost money in its latest reported quarter and carries a lot of debt. The stock price looks low compared with its accounting value and cash flow, but the recent losses make it hard to call a safe bargain.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer