Parke Bancorp Inc. Common Stock (PKBK)

FairStock Score: 80/100 — HIGH CONVICTION

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

As a value investor, I see Parke Bancorp as a small, understandable regional bank: deposits, loans, local relationships, 103 employees. At the 2026-10-13 close of $32.37, FairStock's calculations put it at 8.43 times earnings and 1.10 times book, with a 2.47% dividend yield and a 13.92% return on equity. That is not demanding if earnings are durable. The recent filed numbers are encouraging: in fiscal Q2 2026, the quarter ended 2026-06-30, net income was $12.2M and diluted EPS $1.03, versus $8.3M and $0.69 in fiscal Q2 2025. For FY2025, net income was $37.8M and diluted EPS $3.16, up from FY2024's $27.5M and $2.27. But FY2024 was slightly below FY2023's $28.5M and $2.35, and the computed Lynch category is SLOW GROWER, with profit growing 5.9% a year over five years. The Piotroski F-score of 2/9 warns that the accounting signals are not clean, even as the price looks statistically cheap on a PEG of 0.16. The missing bank-specific measures—CET1, net interest margin, nonperforming assets, charge-offs and reserve coverage—are precisely what I would need to judge credit risk and leverage. A low beta of 0.52 and a FairStock score of 80/100 add comfort, but a bank is only as good as its loan book. At about book value with a modest multiple, the stock could be a decent value if credit holds; if credit weakens, the discount is deserved.

In plain English: Parke Bancorp is a small bank holding company that takes deposits and makes loans, mostly to local businesses and individuals. It looks reasonably profitable and the stock price is modest compared with its earnings and accounting value, but the bank's recent financial-report quality signal is weak and important loan-safety details are not given. Overall, it screens as inexpensive, though not without risk.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer