PHINIA Inc. Common Stock (PHIN)

FairStock Score: 57/100 — STEADY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

As a value investor, I look first for a durable business bought at a sensible price. PHINIA is a cyclical auto-parts supplier with fuel systems and aftermarket operations. It is not a wide-moat franchise; ROE of 8.52% and ROCE of 5.24% are modest, and the Altman Z-Score of 1.19 warns that the balance sheet deserves scrutiny, with debt-to-equity of 0.69. Still, cash generation is the standout: trailing free cash flow of $250.0M against a $2.1B market cap gives a 12.1% FCF yield, and the Piotroski F-Score is a healthy 7/9. Revenue in fiscal Q2 2026, the quarter ended 2026-06-30, was $940.0M, up from $890.0M in fiscal Q2 2025, but net income slipped to $40.0M from $46.0M, a 4.26% margin. For full fiscal year 2025, revenue was $3.5B with net income of $130.0M and diluted EPS of $3.24, improving from fiscal year 2024’s $79.0M net income and $1.76 diluted EPS. At the 2026-10-13 close of $56.54, FairStock’s P/E is 16.20, P/B is 1.34, EV/EBITDA is 6.27, and the Graham Number is $56.73, leaving a margin of safety of just 0.33%. FairStock classifies it as CYCLICAL — Auto Parts, where earnings follow the economic cycle. That is not a Graham bargain; it is a fair price for a cyclical business with good cash flow but uneven profits.

In plain English: PHINIA makes fuel systems and aftermarket parts for cars and trucks. The business looks steady but not spectacular: sales grew a little in the latest quarter, while profit fell, and it generates solid cash. At the recent price, the stock looks roughly fair versus its numbers rather than clearly cheap or expensive.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer