Pearl Global Ind (PGIL)
CyclicalFairStock Score: 36/100 — MIXED
Score breakdown: P/E: 1/3 · ROCE: 1/2 · Growth: 0/2 · Dividend: 0/1
Key Financials
| Current Price | ₹2,474.6 |
| Market Cap | ₹11,430.31 Cr |
| P/E Ratio | 36.76 |
| ROCE | 22.11% |
| ROE | 13.94% |
| Dividend Yield | 0.85% |
| Profit Growth | -51.86% |
| Debt/Equity | 0.66 |
| Sales Growth | 20.18% |
| Promoter Holding | 61.24% |
| 52-Week Range | ₹1,156.9 — ₹2,539 |
| Sector | Textiles & Apparels |
| Book Value | ₹316.35 |
Strengths
- Sales growth of 14.44% shows decent demand momentum.
- ROCE of 22.11% indicates efficient use of capital.
- Promoter holding of 61.24% aligns management with minority shareholders.
- Debt/Equity of 0.59 is moderate and manageable.
- Latest quarter sales of ₹1,170 Cr reflect a sizable operating scale.
Concerns
- Profit growth is -4.76% despite sales growth, showing margin pressure.
- Valuation is expensive: P/E 27.24 and P/B 12.69 against book value of ₹124.70.
- Piotroski F-Score of 4/9 signals weak financial health.
- PEG of 1.89 suggests growth is already priced in, while dividend yield is only 0.75%.
AI Analysis
At ₹1,582.70, Pearl Global Ind is not the kind of stock Benjamin Graham would bless. The market cap is ₹7,101 Cr, but book value is just ₹124.70 per share; buying at 12.69 times book demands enormous things from the future. A P/E of 27.24 with profit growth of -4.76% makes the earnings multiple look worse. Sales did grow 14.44%, and ROCE is respectable at 22.11%, but ROE of 13.94% is modest for such a rich valuation. The Piotroski F-Score of 4/9 is a red flag; it tells me financial quality is deteriorating even as sales expand. Debt/equity of 0.59 is manageable, and promoter holding of 61.24% is a positive. The latest quarter shows ₹1,170 Cr sales and ₹52 Cr net profit; that is a thin margin, and if profit is not following sales, my margin of safety disappears. The PEG ratio of 1.89 suggests the price already anticipates strong growth, while actual profit is going the other way. Dividend yield of 0.75% gives me almost no income while waiting. In true Buffett style, I prefer wonderful businesses at fair prices, but here I pay a rich price for an ordinary one. The 52-week range, from ₹1,178.10 to ₹2,539.00, shows the stock has fallen sharply, but a lower price is not necessarily cheap. FairStock Score of 36/100 (MIXED) matches my own read. This appears to be a cyclical apparel business with good capital efficiency but cyclical margins. I would wait for margin recovery and a better price, or stronger proof that profit growth has resumed.
Data from BSE/NSE filings. AI analysis is for educational purposes only — not investment advice. Scoring methodology · Disclaimer