PAR Technology Corporation Common Stock (PAR)

FairStock Score: 50/100 — MIXED

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I approach PAR Technology the old-fashioned way: I want a durable business, honest numbers, and a margin of safety. PAR sells cloud software and hardware to restaurants and retailers, with loyalty and ordering products that could produce recurring revenue. Growth is visible: in fiscal Q2 2026, the quarter ended 2026-06-30, revenue was $133.4M versus $112.4M in fiscal Q2 2025. FY2025 revenue was $455.5M, up from $350.0M in FY2024. But profits are the problem. Fiscal Q2 2026 net income was -$16.9M, or diluted EPS -$0.41. FY2025 net loss was -$84.5M, FY2024 was -$5.0M, and FY2023 was -$69.8M. FairStock's Lynch screen finds no category because the company lost money in each of the last four years. Trailing free cash flow is -$24.4M, and FCF yield is -3.7%. The balance sheet is not overleveraged at debt-to-equity 0.53, but Altman Z-score 0.50, Piotroski 4/9, ROE -8.62%, and ROCE -2.12% show weak financial quality. At the 2026-10-13 close of $16.08, P/B is 0.82, which looks cheap on assets, but P/E is -9.14 and EPS is -$1.76, so there is no earnings anchor. The 52-week range of $11.59 to $40.54 shows how volatile sentiment is. This is not a classic Graham bargain yet; it is a turnaround story. I would want to see sustained loss reduction and positive cash flow before trusting the asset discount.

In plain English: PAR Technology makes cloud software and hardware for restaurants and retail stores, including ordering and loyalty tools. Sales are growing, but the company is still losing money and using cash. At the 2026-10-13 close of $16.08, the shares look cheaper than their accounting book value, but with no profits the price is hard to call a clear bargain.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer