Oxford Industries Inc. Common Stock (OXM)

FairStock Score: 33/100 — RISKY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I look first for a business I can understand and a price that protects me. Oxford Industries sells lifestyle apparel under Tommy Bahama and Lilly Pulitzer. The brands are recognizable, and the latest filed quarter, fiscal Q2 2026 ended 2026-08-01, showed revenue of $394.4M and net income of $49.0M, or $3.25 per diluted share. That is a sharp rebound from fiscal Q3 2025 ended 2025-11-01, when net income was -$63.7M and diluted EPS was -$4.28. Still, the full fiscal year 2025 ended 2026-01-31 produced revenue of $1.5B and a net loss of $27.9M, or -$1.86 per diluted share, after profits in fiscal 2024 and fiscal 2023. So this is a turnaround, as the FairStock Lynch category says: a loss in the latest year after earlier profits. The balance sheet gives some comfort: FairStock's Piotroski F-Score is 8/9, and trailing free cash flow is $52.1M, a 13.5% FCF yield using the 2026-10-13 market cap. But debt-to-equity of 0.93 and a FairStock Altman Z-Score of 1.20 remind me this is not a fortress. At the 2026-10-13 close of $25.72, FairStock's P/B is 0.68 and EV/EBITDA is 14.02; the negative P/E of -58.45 reflects losses. The 9.83% dividend yield is eye-catching but could be strained if earnings do not normalize. Revenue in fiscal 2025 was about $1.5B, essentially flat with fiscal 2024's $1.5B, so growth is not dependable. I see a branded but cyclical apparel maker with a possible margin recovery, trading near the low end of its 52-week range. The price looks statistically cheap on assets and cash flow, but the loss history and weak Altman score demand caution. I would want evidence that recent profitability persists.

In plain English: Oxford Industries designs and sells clothing, mainly through the Tommy Bahama and Lilly Pulitzer brands. The business has been uneven: it lost money in its latest full year, but it made a profit in the most recent reported quarter and generates solid cash flow compared with its stock price. At the 2026-10-13 close of $25.72, the shares look cheap on accounting value and cash flow, but the high dividend and weak balance-sheet measure point to real risk.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-08-01) · fiscal Q1 2026 10-Q (period ended 2026-05-02) · fiscal Q3 2025 10-Q (period ended 2025-11-01) · fiscal Q2 2025 10-Q (period ended 2025-08-02) · FY2025 10-K (period ended 2026-01-31) · FY2024 10-K (period ended 2025-02-01) · FY2023 10-K (period ended 2024-02-03)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer