Oxford Lane Capital Corp. 7.95% Notes due 2032 (OXLCG)

FairStock Score: 45/100 — MIXED

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

As a value investor, I start by asking what I own. OXLCG is not common stock; it is a 7.95% note due 2032 issued by Oxford Lane Capital, a closed-end fund that invests in securitization vehicles holding below-investment-grade senior secured loans. That is a credit-sensitive business with no wide moat; returns depend on management's ability to navigate CLO markets and avoid defaults. The given FairStock figures show ROE of 14.24%, ROCE of 8.80%, and D/E of 0.33. Those are not alarming, but they are calculated from limited data. The FairStock score is 45/100, and the Lynch category is none because only 0 years of filed results are available; I cannot judge a multi-year earnings record. At the 2026-10-13 close of $24.42, FairStock's P/B is 5.13, which is unusual for a fund and may reflect data quirks or a premium. The note's price sits exactly at the low end of its 52-week range of $24.42-$25.60. The 7.95% coupon is attractive if credit remains benign, but I have no revenue, EPS, dividend yield, or growth figures to verify coverage. A margin of safety here comes from the coupon and discounted price, not from a durable franchise. I would want to see multiple years of filed results, stable net investment income, and credit quality before treating this as a sound value proposition. Beta of 0.82 suggests lower market volatility, but credit risk is the real issue.

In plain English: Oxford Lane Capital Corp. 7.95% Notes due 2032 is a bond-like security from a fund that invests in lower-rated loans and related debt. The fund shows some profitability but the available numbers are limited and mixed. At $24.42 on 2026-10-13, the note trades at the bottom of its 52-week range, so the price looks weak rather than clearly cheap or expensive.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer