Off The Hook YS Inc. Common Stock (OTH)

FairStock Score: 28/100 — RISKY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I look for durable economics, honest accounting, and a price that offers a margin of safety. Off The Hook YS is a small yacht and boat dealer with a finance and insurance arm and a boat-buying lead site. It operates in a cyclical, competitive, capital-intensive trade. In fiscal Q1 2026, revenue was $29.8M but net income was -$3.5M, an -11.62% net margin. The provided filed growth figures show revenue growth of 25.21% and profit growth of -289.07%, so top-line growth is not reaching the bottom line. Returns are poor: at the 2026-07-17 close of $2.01, FairStock calculations show a negative P/E of -8.74, P/B of 4.67, ROE of -100.97%, and ROCE of -4.10%. Debt to equity is 4.66, trailing free cash flow is -$19.8M, and FCF yield is -26.8%. The Altman Z-score of 1.01 and Piotroski F-score of 2/9 suggest financial fragility. FairStock's score is 28/100, and it cannot assign a Peter Lynch category because there are only 0 years of filed results, needing 3. The stock may look low against its 52-week range of $1.70 to $3.90, but a low price alone is not value. Without a moat, consistent profits, and positive cash flow, this looks speculative rather than investment-grade. I would need evidence of sustainable margins, lower leverage, and cash generation before calling it cheap.

In plain English: Off The Hook YS sells new and pre-owned boats and yachts, helps buyers arrange loans and insurance, and runs a boat-buying website. The company is growing sales but losing money and burning cash, and its latest quarterly loss was large. At $2.01 a share, the price looks expensive relative to those weak results.

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Data as of 2026-07-17 close · note generated 2026-10-15 · model deepseek-flash

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer