Onfolio Holdings Inc. Common Stock (ONFO)

FairStock Score: 30/100 — RISKY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

Onfolio is a tiny acquirer of internet businesses, with 27 employees and a market value of only $8.0M at the 2026-10-13 close of $0.61. I see no durable moat: the company buys and operates websites, but its latest results show how fragile that model can be. In fiscal Q2 2026, the quarter ended 2026-06-30, revenue was $1.5M and net income was $-4.5M, a -303.14% margin. A year earlier, in fiscal Q2 2025, the quarter ended 2025-06-30, revenue was $3.1M and net loss was $569,604. That is a severe deterioration. Full-year fiscal 2025, ended 2025-12-31, had revenue of $10.7M and a net loss of $2.6M; fiscal 2024, ended 2024-12-31, had revenue of $7.9M and a net loss of $1.8M. So revenue grew over those years, but profits did not follow, and the latest quarter broke the trend badly. Financial health is poor. Trailing free cash flow is $-1.8M, a FairStock FCF yield of -22.8%, and FairStock shows a Piotroski F-Score of 1/9 and an Altman Z-Score of -6.36, both distress signals. Debt-to-equity is 2.06, ROE is -626.11%, and ROCE is -21.22%, all FairStock calculations. At the 2026-10-13 close, the FairStock P/B is 2.10 and P/E is -0.01, so price is not supported by earnings. Peter Lynch category is none because it lost money in each of the last four years. Growth in revenue in fiscal 2025 did not create owner earnings. I would need evidence of sustainable cash generation and a much stronger balance sheet before calling this anything but speculative.

In plain English: Onfolio buys and runs internet businesses, mostly websites that sell ads, services, and digital products. The business looks weak right now: the latest quarter had much lower revenue and a large loss, and it has lost money for years. At $0.61 a share, the price looks expensive compared with those weak results and the cash it is using up.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer