Old National Bancorp Depositary Shares Each Representing a 1/40th Interest in a Share of Series A Preferred Stock (ONBPP)

FairStock Score: 60/100 — STEADY

Key Financials

Strengths

• Solid return on equity of 10.1% above cost of capital
• Revenue growth of 41.0% demonstrates strong top-line momentum
• Attractive 7.1% dividend yield providing steady income returns

AI Analysis

Old National Bancorp Depositary Shares Each Representing a 1/40th Interest in a Share of Series A Preferred Stock is a micro-cap financial services company. The business generates $2.5 billion in annual revenue with a 9.2% net margin. From a quality standpoint, Old shows adequate 10% ROE. On valuation, the stock is trading at a premium 27.7x earnings, with trades above its Graham Number with a negative 21% margin. Growth dynamics show revenue growing at 41.0% and profit growth of 40.8%. The 7.1% dividend yield adds an income component for patient holders. Our composite FairStock Score of 60/100 reflects above-average fundamentals overall. Investors should weigh the business quality against the current price and their own margin of safety requirements.

Bull Case

Old's 41% revenue growth trajectory could accelerate as it captures additional market share in the financial services sector. Operational leverage in the business model means incremental revenue growth could disproportionately boost bottom-line profitability.

Bear Case

Macro headwinds or sector-specific disruption could pressure margins, particularly if competitive intensity increases in the financial services space. Regulatory changes, input cost inflation, or demand normalization represent underappreciated risks that could materially impact forward estimates.

Data from SEC filings. AI analysis is for educational purposes only — not investment advice. Scoring methodology · Disclaimer