OFS Credit Company Inc. 5.25% Series E Term Preferred Stock Due 2026 (OCCIN)

FairStock Score: 37/100 — MIXED

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I look for understandable businesses with durable earning power, honest books, and a margin of safety. Here I see a 5.25% Series E term preferred due 2026 from OFS Credit Company, a fund managed by OFS Advisor, trading at $25.00 on 2026-10-13. The data are not comforting. At that close, FairStock calculates a P/E of 50 and a P/B of 6.72, so the price is rich relative to earnings and book value. FairStock's Graham Number is only $6.47, producing a margin of safety of -286.40% - the opposite of what Graham would want. The Piotroski F-Score is 0/9, and FairStock's return on equity is -25.94%, so the enterprise is not creating value on that measure. FairStock's return on capital employed is positive at 8.03%, but debt-to-equity of 0.81 and a FairStock Score of 37/100 leave little room for error. The dividend yield is 5.27%, and beta is 0.81, which may appeal to income and lower-volatility investors. But a fund with no Lynch category because it has only 0 years of filed results - when 3 are needed - has no proven multi-year track record. No revenue or profit growth figures are provided. I cannot identify a moat; the fund's results depend on the manager's credit selection and portfolio performance. The 52-week range of $24.30 to $26.00 shows the preferred has traded near its $25.00 price level, but price stability alone does not create value. Until the numbers improve, this looks speculative rather than Graham-style defensive.

In plain English: This is a preferred stock issued by OFS Credit Company, a fund managed by OFS Advisor. The provided numbers show a weak business: it lost money on its equity, has a very low safety score, and has no multi-year record of filed results. At $25.00 on 2026-10-13, the price looks expensive versus its calculated value and earnings, even though it pays a 5.25% preferred dividend.

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Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer