OFS Credit Company Inc. 7.875% Series F Term Preferred Stock (OCCIM)

FairStock Score: 49/100 — MIXED

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I approach this as a preferred-stock credit, not an equity growth story. OCCIM is a 7.875% Series F term preferred issued by OFS Credit Company, a fund managed by OFS Advisor. The holder’s return depends mainly on getting the stated coupon and principal back; there is little evident moat, because the fund’s edge is the advisor’s credit selection, not a durable franchise I can verify. The supplied figures are mixed: at the 2026-10-26 close of $24.71, the dividend yield is 7.97% and beta is 0.83, which suggests a lower-volatility income instrument. But FairStock’s calculations show ROE of -37.24%, ROCE of 7.45%, D/E of 0.90, P/B of 7.42, a Piotroski F-score of 0/9 and a FairStock score of 49/100. A 7.42 P/B is not a margin-of-safety number, and the 0/9 Piotroski is a warning on financial direction. I also have no filed revenue, net income or EPS figures in the data; the Lynch category is “none” because only 0 years of filed results are available, versus the 3 needed. That lack of history matters under Graham’s standards. Growth is not measurable here: revenue and profit growth are N/A. The price is near the low end of its 52-week $24.42-$26.06 range, but that alone does not make a preferred cheap. I would require evidence that the coupon is well covered and that the fund’s results are stable before calling the risk adequately compensated.

In plain English: OFS Credit Company’s Series F preferred stock is a fixed-dividend security issued by an investment fund managed by OFS Advisor. The available numbers look weak: profitability is negative, the fund has only a short filed record, and the price is high compared with its accounting value. At $24.71, near the low end of its one-year range, the price looks closer to fair-to-expensive than clearly cheap.

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Data as of 2026-10-26 close · note generated 2026-10-28 · model deepseek-flash

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer