OFS Credit Company Inc. Common Stock (OCCI)

FairStock Score: 58/100 — STEADY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I see a small $85.5M market-cap fund advised by OFS Advisor. At the 2026-10-13 close of $2.02, FairStock calculates a price-to-book ratio of 0.54, so the shares change hands at roughly half stated book value. That is the classic Graham attraction: an asset discount. But the rest of the picture matters. FairStock's P/E is -1.68 and ROE is -25.94%, so trailing earnings are negative and equity capital is being eroded. A 25.64% dividend yield with negative earnings is not a margin of safety; it may signal distributions that are not covered by sustainable returns. The fund uses leverage, with D/E at 0.81, which magnifies both gains and losses. ROCE of 8.03% is positive, suggesting the asset base can earn something, but negative equity returns dominate. The Piotroski F-Score of 0/9 and Altman Z-Score of -0.25 are red flags for financial strength and distress risk. The 52-week range is $2.01 to $5.15, so the price sits near its low. No revenue or profit growth figures are provided, and the Lynch category is none because there are only 0 years of filed results, not the 3 needed. I cannot underwrite a durable moat or consistent record from this. In Buffett/Graham terms, a low price-to-book is interesting only if earnings and distributions are real and sustainable; otherwise it can be a value trap. The FairStock Score of 58/100 suggests mediocrity rather than obvious strength.

In plain English: OFS Credit Company is a small fund run by OFS Advisor. Its recent numbers show it has been losing money, carries debt, and has weak financial-strength signals. The stock looks cheap compared with its stated book value, but that discount may be justified by the losses and a very high dividend that may not last.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer