Mitsubishi UFJ Financial Group Inc. Common Stock (MUFG)

FairStock Score: 47/100 — MIXED

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I approach MUFG as a large, diversified Japanese bank, not a fast-growth compounder. At the 2026-10-13 close of $22.40, the market capitalization is $194.9B and FairStock’s P/E is 14.64, while price-to-book is 1.75. That book premium is hard to justify with a FairStock ROE of 9.46%; I prefer banks earning mid-teens returns or more before paying above book. The dividend yield of 2.41% and beta of 0.35 suggest a steady, lower-volatility holding, and the PEG of 0.30 looks attractive if the latest profit surge is durable. In the latest reported quarter, 2026-Q2, revenue was $2.1T, net income was $809.4B, and margin was 39.16%; revenue growth of 27.50% and profit growth of 48.23% are strong, but banks’ earnings can be cyclical. Scale and seven segments give diversification, but banking remains regulated and competitive; the real moat lies in deposit franchise and underwriting, not disclosed here. Piotroski is only 4/9 and the FairStock score is 47/100, so quality signals are mixed. Debt-to-equity is not available, and critical bank metrics such as CET1, net interest margin, and credit costs are missing. Growth is impressive, but I see no obvious margin of safety at 1.75 times book.

In plain English: Mitsubishi UFJ is a large Japanese bank offering retail, corporate, and global financial services. In the latest reported quarter, 2026-Q2, it showed very large revenue and net income, and growth has been strong. The stock price is about 15 times yearly profit and 1.75 times book value, while the profit made from shareholder money is under 10%, so the price looks moderate rather than clearly cheap.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer