The Mosaic Company (MOS)

FairStock Score: 46/100 — MIXED

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I look for durable businesses bought at sensible prices, and Mosaic is a mixed case. It produces phosphate and potash crop nutrients through owned mines and plants, which gives it scale and a possible cost advantage, but it sells commodities whose prices it does not control. FairStock classifies it as CYCLICAL — Agricultural Inputs: earnings follow the economic cycle. The recent record is poor. In fiscal Q2 2026, the quarter ended 2026-06-30, revenue was $2.8 billion and net income was -$272.8 million, or -$0.86 per diluted share. Fiscal Q1 2026, ended 2026-03-31, was also weak: revenue $3.0 billion, net loss $257.6 million, or -$0.81 per diluted share. That contrasts with FY2025, when revenue was $12.1 billion, net income $540.7 million, and diluted EPS $1.70. FY2023 was stronger still: revenue $13.7 billion, net income $1.2 billion, and diluted EPS $3.50. Financial health is not comforting. FairStock's trailing free cash flow is -$947.1 million, a -15.5% FCF yield; Piotroski is 3/9 and Altman Z is 1.23, signs of weak fundamentals and some financial stress. Debt-to-equity is 0.52, and ROCE is only 1.24%. At the 2026-10-13 close of $19.18, FairStock shows P/B of 0.53 and a negative P/E of -9.50 because EPS is -$2.02. A low price-to-book may attract a Graham investor, but negative earnings and cash burn mean book value may not be stable. The 3.59% dividend yield depends on future cash flow. I see a leveraged cyclical with a possible modest cost advantage, not a clear bargain until cash generation recovers.

In plain English: Mosaic mines and sells phosphate and potash crop nutrients, which are used in fertilizer. The business looks weak right now because it is losing money and using more cash than it brings in. At $19.18, the shares are cheap compared with the net assets on its books, but the losses make that cheapness uncertain.

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Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer