mF International Limited Class A Ordinary Shares (MFI)

FairStock Score: 30/100 — RISKY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

As a Buffett-and-Graham-style investor, I look first for a durable business with consistent earnings and honest returns on capital. mF International provides trading software and SaaS to forex and bullion brokers from Hong Kong, Mainland China and Southeast Asia. It is a niche with possible switching costs, but with only 33 employees and no disclosed revenue or profit growth, I cannot establish a moat or a multi-year record. The numbers are contradictory. The data supplied lists EPS of $2.10 with no period, and FairStock calculates a P/E of 3.81 at the 2026-10-13 close, which looks statistically cheap. Yet FairStock also shows ROE of -213.66% and ROCE of -2.99%, so the business is not earning attractive returns on capital. The Piotroski F-Score is 2/9, a weak signal on financial strength and improvement. The balance sheet appears debt-free with D/E of 0.00, and the Altman Z-Score of 14.75 is high, which reduces solvency worry. Graham Number is calculated at $61.47 versus the $8.00 close, giving an 86.99% margin of safety, but Graham would want stable earnings across years. Here there are only 0 years of filed annual results, so no Lynch category can be assigned. The beta of 7.02 and 52-week range of $5.55 to $40.21 show extreme volatility. My conclusion: the price may be cheap if the earnings figure is real and recurring, but negative returns on capital and almost no filing history make this a speculative statistical bargain, not a proven compounding business.

In plain English: mF International sells software that helps brokerages run online trading, mainly in Hong Kong, Mainland China and Southeast Asia. The business is tiny, with 33 employees, and the numbers are mixed: it carries no debt, but it shows negative returns and weak financial-quality signals. The share price looks cheap next to the stated asset value and earnings figure, but there is not enough reporting history to know if that cheapness is real.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer