Mizuho Financial Group Inc. Sponosred ADR (Japan) (MFG)

FairStock Score: 55/100 — STEADY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

At the 2026-10-13 close of $10.60, Mizuho's market capitalization was $99.6B. FairStock calculations put the P/E at 14.52, P/B at 1.77, ROE at 12.49%, ROCE at 0.48%, PEG at 0.32, and Piotroski F-Score at 4/9. The dividend yield is 1.73%, and beta is 0.39—defensive on paper. In the latest filed quarter, 2026-Q2, the company reported revenue of $1.2T, net income of $422.9B, and a 35.01% margin, which is a strong profitability snapshot if it can be sustained. The supplied revenue and profit growth figures, 35.69% and 45.57%, are impressive, though the period is not named in my data, so I would not annualize them. As a bank, Mizuho's 12.49% ROE is acceptable but not extraordinary, and a 1.77 P/B means the market already values it above book. That reduces the margin of safety. The low beta and dividend help, but the Piotroski score of 4/9 and FairStock score of 56/100 suggest mixed quality. Critically, I cannot see CET1, net interest margin, credit costs, or loan-loss reserves. Without those, I cannot properly judge leverage or underwriting risk. The Lynch category is none because only zero years of filed results are available, so durability is unproven in this dataset. The price is near the upper end of its 52-week range of $6.18 to $11.49. I'd call it a fair-to-full valuation, dependent on continued Japanese banking profitability and disciplined credit.

In plain English: Mizuho is a large Japanese financial group providing banking, trust, securities and related services in Japan and globally. The latest figures show strong recent profit and a decent return on shareholder money, but banks carry risks that the available data does not fully reveal. At the recent price, the shares look roughly fair to slightly expensive compared with the value of its assets and profits, not a clear bargain.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer