Manulife Financial Corporation Common Stock (MFC)

FairStock Score: 56/100 — STEADY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I approach Manulife as a financial company, so I set aside free cash flow, EV/EBITDA, Altman Z and the Graham Number; for an insurer the relevant tests are returns on equity, price-to-book, leverage, and underwriting or credit risk. The data give me ROE of 13.31%, P/B of 1.97 and a P/E of 16.39 at the 2026-10-13 close. That is not a bargain-bin multiple, but it is not extravagant if 13% returns on equity prove durable. In the latest reported quarter, fiscal Q2 2026, revenue was $19.7B, net income $2.2B, and margin 11.07%. The Piotroski F-score of 7/9 is a modest positive. The 3.08% dividend yield and beta of 0.76 add defensive appeal. But profit growth of -7.30% is a warning, and revenue growth of 103.98% needs context because the periods are not identified in the data. Debt-to-equity of 0.42 is not alarming, though insurers carry risk on both sides of the balance sheet. The FairStock Score of 53/100 suggests average quality/value, and the Lynch category is none because only 0 years of filed results exist and three are needed. The business is large and diversified across Canada, Asia and the U.S., with 37,000 employees; scale and distribution help, but I cannot judge the moat fully without CET1, net interest margin, or combined ratio, none of which are in the data.

In plain English: Manulife sells life insurance, annuities and investment products in Canada, Asia, the U.S. and other markets. The business looks reasonably profitable and pays a moderate dividend, but recent profit growth has slipped and the latest reported quarter showed $2.2B of net income on $19.7B of revenue. At $43.28, the stock looks around fair rather than clearly cheap versus its earnings and accounting value.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer