Monarch Casino & Resort Inc. Common Stock (MCRI)

FairStock Score: 73/100 — STEADY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I look for simple businesses with honest economics and a margin of safety. Monarch owns and operates the Atlantis in Reno and Monarch Black Hawk in Colorado. Those regional casino-resort properties and amenities can create a modest local advantage, though gaming is still cyclical. The financials are strong. In fiscal FY2025, the year ended 2025-12-31, revenue was $545.1M, net income $101.4M, and diluted EPS $5.43. That compares with FY2024 revenue of $522.2M, net income of $72.8M, and EPS of $3.84. So revenue rose 4.4% while net income and EPS grew much faster. In fiscal Q1 2026, the quarter ended 2026-03-31, revenue was $136.6M versus $125.4M in fiscal Q1 2025, net income was $27.6M versus $19.9M, and EPS was $1.52 versus $1.05. FairStock calculates ROE of 20.54%, ROCE of 12.90%, debt-to-equity of 0.02, an Altman Z-Score of 9.14, and a Piotroski F-Score of 7/9. Free cash flow was $154.3M, a 7.5% FCF yield. FairStock also labels it a FAST GROWER, based on five-year profit growth of 33.8% and revenue growth of 24.2%. At the 2026-10-13 close of $115.84, the P/E is 18.59, P/B is 3.60, PEG is 0.91, and EV/EBITDA is 10.20. The Graham Number is $67.16, so the price is far above a conservative asset/earnings value. I see a good business at a fair-to-full price, not a classic bargain. I would require continued profit growth and free cash flow to justify it.

In plain English: Monarch Casino & Resort owns and operates two casino-hotels: Atlantis in Reno, Nevada, and Monarch in Black Hawk, Colorado. The business looks financially strong, with solid profits, little debt, and healthy cash generation. At the recent price of $115.84, the shares look fair to full rather than clearly cheap compared with the company's earnings and conservative value measures.

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Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · fiscal Q1 2025 10-Q (period ended 2025-03-31) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer