Marathon Bancorp Inc. Common Stock (MBBC)

FairStock Score: 43/100 — MIXED

Key Financials

Strengths

• Revenue growth of 41.7% demonstrates strong top-line momentum

Concerns

• Altman Z-Score of 0.3 places it in the financial distress zone—elevated bankruptcy risk

AI Analysis

Marathon Bancorp Inc. Common Stock is a micro-cap financial services company valued at $42 million. Revenue stands at $9 million. From a quality standpoint, Marathon shows solid Piotroski F-Score of 6/9 and distressed Altman Z-Score of 0.3 warrants caution. On valuation, the stock is trading at a premium 34.5x earnings, with trades above its Graham Number with a negative 16% margin. Growth dynamics show revenue growing at 41.7% and profit growth of 880.7%. Our composite FairStock Score of 43/100 reflects below-average fundamentals overall. Investors should weigh the business quality against the current price and their own margin of safety requirements.

Bull Case

Marathon's 42% revenue growth trajectory could accelerate as it captures additional market share in the financial services sector. Operational leverage in the business model means incremental revenue growth could disproportionately boost bottom-line profitability.

Bear Case

At 35x earnings, any growth disappointment triggers rapid multiple compression—a 20% earnings miss plus multiple contraction to 20x implies 40%+ downside. Regulatory changes, input cost inflation, or demand normalization represent underappreciated risks that could materially impact forward estimates.

Data from SEC filings. AI analysis is for educational purposes only — not investment advice. Scoring methodology · Disclaimer