Kingsway Financial Services Inc. Common Stock (DE) (KFS)

FairStock Score: 26/100 — RISKY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I approach Kingsway Financial Services as a small, $338.2 million market-cap operator in extended warranties and business services. At the 2026-07-17 close of $9.65, the numbers are not those of a bargain. FairStock calculates a negative P/E of -24.12 on EPS of -$0.40, a P/B of 20.98, ROE of -34.88%, and ROCE of -1.58%. In the latest filed quarter, 2026-Q1, revenue was $39.0 million but net income was -$2.5 million, a -6.35% margin. That is a real revenue base, yet it is not producing owner earnings.

In plain English: Kingsway Financial Services sells extended warranties for vehicles and related business services. The business is currently losing money, uses a lot of debt, and produced almost no free cash over the last year. At $9.65, the shares look expensive compared with the company’s profits and accounting value.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-07-17 close · note generated 2026-10-15 · model deepseek-flash

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer