Jack In The Box Inc. Common Stock (JACK)

FairStock Score: 30/100 — RISKY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I look for durable businesses at a sensible price, and Jack in the Box presents a mixed picture. It owns two QSR brands, Jack in the Box and Del Taco, and franchises much of the system. The filed numbers show real stress: fiscal 2025, ended 2025-09-28, revenue was $1.5B with a net loss of $80.7M and diluted EPS of -$4.24. Fiscal 2024, ended 2024-09-29, was also a loss: $36.7M net loss and -$1.87 EPS, while fiscal 2023, ended 2023-10-01, earned $130.8M and $6.30 per diluted share. Revenue has slipped from $1.7B to $1.6B to $1.5B over those years. Yet recent quarters are better: fiscal Q2 2026, quarter ended 2026-04-12, had net income of $10.2M and EPS of $0.53; fiscal Q3 2026, quarter ended 2026-07-05, had $20.1M net income and $1.03 EPS, on $257.7M revenue. Free cash flow is $78.1M trailing twelve months, a 32.9% FCF yield on the $237.2M market cap at the 2026-10-13 close. FairStock's P/E is 4.45, but the Piotroski F-Score is 1/9 and ROCE is 4.20%, so I would not confuse cheapness with quality. FairStock calls it a TURNAROUND—a loss in the latest year after earlier profits. The price may discount a lot of bad news, but the burden is on management to make recent profits durable.

In plain English: Jack in the Box runs two fast-food chains, Jack in the Box and Del Taco, mostly through franchises. The business looks weak overall: sales and profits fell in recent years, and it lost money in the latest full year. The stock price looks low compared with the cash the company generated, but the uneven results make it hard to call a safe bargain.

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Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q3 2026 10-Q (period ended 2026-07-05) · fiscal Q2 2026 10-Q (period ended 2026-04-12) · fiscal Q1 2026 10-Q (period ended 2026-01-18) · fiscal Q3 2025 10-Q (period ended 2025-07-06) · FY2025 10-K (period ended 2025-09-28) · FY2024 10-K (period ended 2024-09-29) · FY2023 10-K (period ended 2023-10-01)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer