IZEA Worldwide Inc. Common Stock (IZEA)

FairStock Score: 53/100 — MIXED

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I look first for a durable business at a sensible price. IZEA operates in the creator economy, a fast-changing field where agencies and platforms compete hard. Its 75 employees and managed-service model may offer a niche, but I see little evidence of a wide moat; pricing power and switching costs are not obvious in the figures. Financial health is mixed. The balance sheet carries no debt, with a debt-to-equity ratio of 0.00, which is a genuine strength. Yet in fiscal Q2 2026, the quarter ended 2026-06-30, revenue was $5.8M and net income was -$683,915. In fiscal Q1 2026, the quarter ended 2026-03-31, revenue was $6.6M and net income was -$777,523. That follows fiscal Q2 2025, the quarter ended 2025-06-30, when revenue was $9.1M and net income was $1.2M; the slowdown is stark. For FY2025, the year ended 2025-12-31, revenue was $31.2M and net income was $42,326, a tiny profit after an FY2024 net loss of $18.9M. FairStock’s trailing free cash flow is -$2.6M, a -6.2% FCF yield. At the close on 2026-10-13, the $2.38 price gives a market cap of $41.5M and a P/B of 0.88; negative earnings make the P/E of -17.00 meaningless. A Piotroski F-Score of 4/9 and Altman Z-Score of 2.08 suggest only average momentum and some distress risk. The Lynch category is TURNAROUND because it returned to profit after a loss within three years. Turnarounds can pay, but this one needs evidence that revenue can stabilize and cash flow turn positive.

In plain English: IZEA helps brands run influencer and content marketing campaigns through its own software and services. The business looks weak right now: sales are falling and it lost money in the first half of 2026, though it has no debt and made a tiny profit in 2025. At $2.38 a share, the price looks low compared with the company’s reported accounting value, but the losses make it hard to say the stock is clearly cheap.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K/A (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer