Intuit Inc. (INTU)

FairStock Score: 69/100 — STEADY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

At $301.45 on 2026-10-13, Intuit is an $80.6B company with a FairStock-calculated P/E of 18.31 and P/B of 4.26. The franchise looks high quality: in FY2026, the year ended 2026-07-31, it reported revenue of $21.4B, net income of $4.6B, and diluted EPS of $16.46. That compares with FY2025 revenue of $18.8B, net income of $3.9B, and diluted EPS of $13.67, and FY2024 revenue of $16.3B, net income of $3.0B, and diluted EPS of $10.43. Revenue and earnings have compounded nicely. ROE is 23.60%, and trailing free cash flow is $8.6B, a 10.7% FCF yield, suggesting real cash generation. The balance sheet is reasonable with D/E of 0.44 and an Altman Z-Score of 3.80. The moat likely comes from entrenched financial software, switching costs, and recurring use. But Graham would balk: the Graham Number is $161.88, so at $301.45 the margin of safety is -86.22%, meaning no margin at all. EV/EBITDA is 11.84, Piotroski is 5/9, ROCE is 10.47%, and the 52-week range is $252.84-$689.17. The market has repriced the stock sharply lower. Full-year filings still show growth, but the provided profit-growth reading and the latest-quarter margin warrant caution. I prefer wonderful businesses at fair prices; this is a good business whose price still demands confidence.

In plain English: Intuit makes financial software for small businesses and consumers, including accounting, payments, and tax products. The business looks strong, with rising sales and large cash generation, but the price at the 2026-10-13 close looks expensive compared with a cautious value estimate based only on its earnings and book value.

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Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q3 2026 10-Q (period ended 2026-04-30) · fiscal Q2 2026 10-Q (period ended 2026-01-31) · fiscal Q1 2026 10-Q (period ended 2025-10-31) · fiscal Q3 2025 10-Q (period ended 2025-04-30) · FY2026 10-K (period ended 2026-07-31) · FY2025 10-K (period ended 2025-07-31) · FY2024 10-K (period ended 2024-07-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer