International General Insurance Holdings Ltd. Ordinary Share (IGIC)

FairStock Score: 72/100 — STEADY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I look for durable underwriting discipline, a conservative balance sheet, and a price that leaves room for error. International General Insurance is a $1.1B specialty insurer and reinsurer with 484 employees. At the 2026-10-13 close of $24.56, FairStock's calculations show a P/E of 9.78 and a P/B of 1.53. ROE is 16.26%, and debt-to-equity is 0.00, which is a genuine balance-sheet strength. In the latest reported quarter, 2026-Q2, revenue was $142.4M and net income was $20.8M, a 14.62% margin. That is a profitable operation, but the provided growth data show revenue growth of -0.14% and profit growth of -38.93% (period not specified), and the Piotroski F-Score is only 3/9. The FairStock Score is 72/100, and the computed Lynch category is none because there are only 0 years of filed results versus the 3 needed. For an insurer, I would normally judge underwriting via the combined ratio and reserve development, but those are not in the data; CET1 and NIM are bank measures and also absent. A specialty niche can create a narrow moat if risk selection is superior, but I cannot verify that here. At 9.78 times earnings and 1.53 times book, the price looks moderate, not a bargain unless 16% ROE proves durable. I would require evidence that the profit decline is temporary and that underwriting risk is controlled.

In plain English: International General Insurance sells specialty insurance and reinsurance in several regions. It earned a profit in the latest quarter, but earnings have recently fallen and the company has a short reporting record in this data set. Compared with its profits and accounting value, the stock price looks moderate rather than clearly cheap or expensive.

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Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer