IDT Corporation Class B Common Stock (IDT)

FairStock Score: 62/100 — STEADY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I approach IDT as a Graham-style bargain hunter, and the first question is whether I am paying a fair price for a durable business. IDT is profitable and debt-free: at the 2026-10-13 close of $82.68, FairStock shows a 25.36 P/E, 5.75 P/B, 25.21% ROE, 11.12% ROCE, and zero debt-to-equity. The Altman Z-Score of 5.51 and Piotroski F-Score of 7/9 suggest the balance sheet is sound. Free cash flow is $55.3M, but that is only a 2.7% FCF yield, so the cash generation does not scream bargain. The business has pieces I like: National Retail Solutions, Fintech, and Net2phone may have switching costs in merchant point-of-sale and communications. But telecom is competitive, and I do not see a wide moat. The Lynch category provided is SLOW GROWER - Shrinking: profit -2.1% a year and revenue -2.2% a year over five years. Recent filings are better: FY2026 net income was $86.6M and diluted EPS $3.46, up from $76.1M and $3.01 in FY2025. The most recent filed quarter, fiscal Q3 2026 ended 2026-04-30, had $315.7M revenue and $21.6M net income. Valuation is the sticking point. FairStock’s Graham Number is $32.49, so the price carries a -154.48% margin of safety—meaning it is far above conservative asset-based value. EV/EBITDA is 13.66 and P/B is 5.75. I would want either much stronger growth or a lower price to get excited. For now, it looks like a decent, debt-free business at a full price.

In plain English: IDT sells communications and fintech services, including payment and store-management tools for small retailers. It is profitable and has no debt, but its sales and profits have not grown much over the long run. At $82.68, the stock looks expensive compared with its profits and assets.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q3 2026 10-Q (period ended 2026-04-30) · fiscal Q2 2026 10-Q (period ended 2026-01-31) · fiscal Q1 2026 10-Q (period ended 2025-10-31) · fiscal Q3 2025 10-Q (period ended 2025-04-30) · FY2026 10-K (period ended 2026-07-31) · FY2025 10-K (period ended 2025-07-31) · FY2024 10-K (period ended 2024-07-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer