Hancock Whitney Corporation Common Stock (HWC)

FairStock Score: 50/100 — MIXED

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

Banking is a trust business, and Hancock Whitney looks like a steady regional operator rather than a high-growth franchise. At the 2026-10-13 close of $72.11, FairStock shows a $5.8B market cap, P/E of 14.11, and P/B of 1.31. For a bank with a 9.70% ROE, that is fair, not a bargain; I prefer buying modest-return banks closer to book. The Lynch category is STALWART, with 24.4% five-year profit growth, but recent filings are more muted. FY2025 net income was $486.1M and diluted EPS $5.67, versus $460.8M and $5.28 in FY2024, so profit rose about 5.5%. FY2024 was stronger, up from $392.6M and $4.50 in FY2023. In fiscal Q2 2026, the quarter ended 2026-06-30, net income was $127.0M and diluted EPS $1.55, better than $113.5M and $1.32 in fiscal Q2 2025. But fiscal Q1 2026 net income was only $47.4M, or $0.57 per diluted share, so earnings are lumpy. The 2.77% dividend yield and 0.99 beta add stability, and Piotroski 6/9 is acceptable. PEG of 4.92, however, says the shares are not cheap relative to growth. Missing are bank-specific measures: CET1, net interest margin, efficiency ratio, nonperforming assets, reserves, and deposit costs. Without them, I cannot judge credit or capital risk. This is a sound-looking regional bank at a fair price, not a fat pitch.

In plain English: Hancock Whitney is a regional bank that takes deposits and makes loans to businesses and people. Its profits have grown over the past few years, but the pace has been uneven and not very fast. The stock price looks fair rather than cheap compared with the company's profits and net worth.

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Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer