Haverty Furniture Companies Inc. Common Stock (HVT)

FairStock Score: 45/100 — MIXED

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

Havertys is a specialty furniture and mattress retailer with 2,392 employees. I like cash-generative retailers, and the trailing free cash flow of $39.5M equals a 10.7% FCF yield on the $370.3M market cap at the 2026-10-13 close, while the dividend yield is 4.84%. That is a real owner return. But the operating record is uneven. In FY2023, ended 2023-12-31, revenue was $862.1M and net income $56.3M. In FY2025, ended 2025-12-31, revenue was $759.0M and net income $19.7M. The latest quarter, fiscal Q2 2026 ended 2026-06-30, showed revenue of $194.9M and net income of $5.3M, better than fiscal Q2 2025 ended 2025-06-30, when revenue was $181.0M and net income $2.7M. So there is a recent flicker of improvement, but the long-term trend is not strong. FairStock categorizes it as a slow grower that is shrinking, with profit down 19.7% a year over five years and revenue growth of 0.3%. FairStock also calculates ROE of 7.62%, ROCE of 2.55%, Piotroski 5/9, and an Altman Z-score of 2.01. The moat is narrow at best: furniture retail is competitive and tied to housing and discretionary spending. On valuation, at the 2026-10-13 close the FairStock P/E is 20.27, P/B is 1.48, Graham Number is $23.67, and margin of safety is -18.17%, so the price sits above that rough Graham yardstick. PEG of 0.21 and EV/EBITDA of 9.86 suggest a recovery is already part of the price. I see a cash-supported but cyclical and shrinking retailer, not an obvious bargain.

In plain English: Haverty sells furniture and mattresses in stores and online in the United States. The business looks uneven: sales and profits in fiscal 2025 were lower than in fiscal 2023, though the latest quarter was better than a year earlier, and it still generates cash and pays a sizable dividend. At the 2026-10-13 price of $27.97, the shares look a little expensive compared with recent profits and net assets, but the cash generation gives some support.

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Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer